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Too Good to Be True? The Truth Behind Special Needs Advantage Plan Marketing Tactics
Several deceptive strategies have been identified in the promotion of Special Needs Advantage Plans (SNPs). You may be getting an...

Karen McCormack
May 272 min read
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The Future of Medicare Supplements
I had the pleasure of attending a Medicare specific conference last month and after absorbing a lot of information from agents, insurance...

Karen McCormack
May 279 min read
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Five Ways to Save on Health Insurance
1. Â Planning for the Future: How to Choose the Right Health Insurance Plan Choosing the right health insurance plan can be tedious and...
karen0182
Apr 43 min read
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When Can I Enroll? Medicare Enrollment Periods Explained
Medicare Enrollment Periods are specific windows of time that allow you to enroll in Medicare or a Medicare Plan. If you miss the...
karen0182
Mar 175 min read
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More than Just Medical Coverage: A Look at Ancillary Products
An ancillary product is an add-on insurance that works with your main insurance to offer additional financial support to help offset...
karen0182
Mar 175 min read
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Special Enrollment Periods for ACA Marketplace Insurance
Marketplace/Affordable Care Act (ACA) SEPs: ACA Special Enrollment Periods (SEPs)  allow individuals and families to enroll in, change,...
karen0182
Mar 171 min read
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Medicare Prescription Drug Plan 2025 FAQs
When will I be billed or charged for my plan?  Most carriers don’t charge for their plans until the beginning of January, after new...
karen0182
Jan 103 min read
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Medigap (Medicare Supplement) Plan 2025 FAQs
I missed the enrollment period and didn’t change my Medigap plan, do I have to wait until the next Annual Enrollment Period?  If you are...
karen0182
Jan 102 min read
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Medicare Advantage Plan 2025 FAQs
How can they offer insurance with no premium?  While you do not have a premium to pay, you do have cost sharing in the form of ...
karen0182
Jan 102 min read
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2025: NEW YEAR, NEW INSURANCE...NEW DEDUCTIBLE?
For many, the new year means a new insurance plan. Familiarize yourself with some common insurance terms. Understand what these terms...
karen0182
Jan 102 min read
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How Medicare is Affecting Employer Health Plans
One of the unintended consequences of the new Part D rules is how it may affect those who are over 65 and have opted to stay in their...
kim1134
Oct 2, 20242 min read
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PRODUCT HIGHLIGHT: America’s Choice Health Insurance
It's been awhile since we've offered a new product, and we are excited to have an alternative to high-cost ACA, limited short-term...
kim1134
Sep 19, 20241 min read
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OUR GAME PLAN FOR MEDICARE AEP (the Annual Enrollment Period)
WHY WILL THIS AEP BE DIFFERENT? As you have probably heard, there are big changes  to 2025 drug plans as carriers adjust to their...
kim1134
Sep 19, 20243 min read
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New Medicare Rules May Impact You (And Your Wallet)
The big news is that there will be a $2,000 cap on out-of-pocket spending on Part D plans. This includes Advantage plans, however they...
kim1134
Aug 18, 20241 min read
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Taking a Bite Out of the Donut Hole: Understanding Medicare Prescription Drug CoverageÂ
We get lots of questions at this time of year about this, so let's discuss Part D prescription drug coverage and the "donut hole" in...
kim1134
Jul 11, 20242 min read
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Retiring?: What You Need to Know about Employer Coverage and Working Past Age 65
It’s becoming more and more common for people to delay retirement until long past the age of 65 while actively working and often stay on...
karen0182
Jun 9, 20244 min read
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Legislative Update for Medicare
The biggest change to costs for Medicare Beneficiaries is that prescription drug costs have dropped in 2024 for people on...
kim1134
May 5, 20241 min read
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Buyer Beware: Avoiding Scams & Schemes
(Updated February 2025) New to 2025 are AI scams. The potential to create an image, video or voice of someone can make many existing...

Karen McCormack
Feb 5, 20246 min read
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Learning the Health Insurance Lingo
Are you finding it hard to navigate through the complicated world of health insurance terminology? You're not alone. The lingo can be...
karen0182
Feb 5, 20246 min read
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Your FAQs Answered – A Practical Guide to Your Insurance Plan
Click on the links below to see FAQs for the specific types of health insurance. Medicare Advantage Plan FAQs Medicare Medigap (Medicare...
kim1134
Jan 16, 20241 min read
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