1.   Planning for the Future: How to Choose the Right Health Insurance Plan Choosing the right health insurance plan can be tedious and...

Medicare Enrollment Periods are specific windows of time that allow you to enroll in Medicare or a Medicare Plan.  If you miss the...

One of the unintended consequences of the new Part D rules is how it may affect those who are over 65 and have opted to stay in their...

WHY WILL THIS AEP BE DIFFERENT? As you have probably heard, there are big changes  to 2025 drug plans as carriers adjust to their...

The big news is that there will be a $2,000 cap on out-of-pocket spending on Part D plans.  This includes Advantage plans, however they...

We get lots of questions at this time of year about this, so let's discuss Part D prescription drug coverage and the "donut hole" in...

It’s becoming more and more common for people to delay retirement until long past the age of 65 while actively working and often stay on...

The biggest change to costs for Medicare Beneficiaries is that prescription drug costs have dropped in 2024 for people on...

(Updated February 2025) New to 2025 are AI scams.  The potential to create an image, video or voice of someone can make many existing...

Are you finding it hard to navigate through the complicated world of health insurance terminology? You're not alone. The lingo can be...

Click on the links below to see FAQs for the specific types of health insurance. Medicare Advantage Plan FAQs Medicare Medigap (Medicare...

When will I be billed or charged for my plan? Most carriers don’t charge for their plans until the beginning of January, after new plans...

I missed the enrollment period and didn’t change my Medigap plan, do I have to wait until the next Annual Enrollment Period? If you are...

How can they offer insurance with no premium? While your plan does not have a premium, there are out-of-pocket costs including copays and...

The beginning of the new year often means a new insurance plan for many people, both in Medicare and in private or Marketplace plans and...

Turning 65 is a significant milestone for many individuals in the U.S., as it marks the age at which you become eligible for Medicare, a...

There are numerous changes to insurance that will take effect beginning in January 2024. Here is a summary of some of those changes:...

As we head into one of the busiest seasons for health insurance, we want you to know that we are here to make life easier for all our...

In addition to the major transition from insurance for those under 65 to Medicare, there are other transitions that affect insurance for...

When you are approaching age 65 or are past age 65 but approaching retirement your insurance situation will change dramatically from what...