Small Business Health Insurance
Small Group Health Insurance
Small group health insurance is available to businesses with 1 to 50 employees and can be purchased at any time of year. In most locations the major carriers like BCBS, Aetna and United Healthcare offer both PPO and HMO options that are increasingly more cost effective than individual plans.
Group dental, vision, life and disability are also available through the group carriers or on a stand alone basis.
Small business owners can access the benefits of having a self-funded plan without the additional risk. Partial self-funded plans allow you to save money by contributing part of the premium towards your claims and part towards your stop-loss insurance. Smaller claims are paid from your claims account and larger claims by the carrier. Premiums can be significantly less expensive than traditional small group health insurance.
For more information, download this National General Business Solutions (NGBS) Brochure to find a health-benefit program designed for your small- to medium-sized business.