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Small Business Health Insurance

There are several good reasons for small business owners to consider offering insurance to their employees. With individual insurance costs rising, the group rates and tax benefits can be an attractive option for small business owners.

Group Health Insurance
SMALL BUSINESS

01

Small Group Health Insurance

Small group health insurance is available to businesses with 1 to 50 employees and can be purchased at any time of year. In most locations the major carriers like BCBS, Aetna and United Healthcare offer both PPO and HMO options that are increasingly more cost effective than individual plans.

 

Group dental, vision, life and disability are also available through the group carriers or on a stand alone basis.

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Partial Self-funded

Small business owners can access the benefits of having a self-funded plan without the additional risk. Partial self-funded plans allow you to save money by contributing part of the premium towards your claims and part towards your stop-loss insurance. Smaller claims are paid from your claims account and larger claims by the carrier. Premiums can be significantly less expensive than traditional small group health insurance.    

 

For more information, download this National General Business Solutions (NGBS) Brochure to find a health-benefit program designed for your small- to medium-sized business.

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Small Group Census Form

Download and complete this form to get more information on the best plans for your group health needs.

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